Our graduate package
Our graduate package can make it a little easier to start out in the working world, with savings on fees and special rates on loans and overdrafts.
- A transaction account with no monthly account fees for two years - (service charges may apply) - because you don't want any fees eating into your salary, do you?
- Free withdrawals at branches and our wide network of ATMs, so you can splash your hard-earned cash.
- Internet and mobile banking round the clock, so if you want to check your balance at 4am, you can.
You can also apply for a number of optional extras to help you out of a tight spot, including:
- An ANZ VISA Classic or ANZ Standard MasterCard with a $1,000 limit and no annual account fee for the first year - so you can swap those jeans and jandals for a few sharp suits.
- An interest-free overdraft of up to $2,000 for two years. Perfect for bridging the gap between pay days.
- A Graduate Loan of up to $10,000 (minimum $2,000) with an attractive interest rate and the flexibility to repay for up to five years - just what you need to get on your feet.
Who can apply?
The ANZ graduate package is available to students who have graduated in the last 12 months.
Your course of study must have been on a full or part time basis for a minimum duration of one year at a Government recognised tertiary institution and/or in a NZ Qualifications Authority (NZQA) approved course and/or for a NZQA qualification relating to your job.
ANZ lending criteria apply and credit facility fees apply to overdrafts. Fees apply if you exceed your overdraft limit. The Graduate Package including the interest free overdraft will apply for two years from the date you are moved onto the Graduate Account.
After the two years, the overdraft rate will revert to the prevailing ANZ Overdraft rate. Service charges will apply when you use a non-ANZ/National Bank ATM.
Full details, including eligibility criteria, terms, conditions, fees and a copy of our General Disclosure Statement are available from any ANZ branch.



